Category: Finance

It is never too early to start investing money. Even with small sums, assets can be built up effectively – provided you focus on the right forms of investment and have the necessary knowledge. But especially for beginners, the topic of finance can quickly become confusing.

Ascent AG therefore offers an ideal solution for those who have not yet ventured into the capital market. As a specialist in asset accumulation and management, the company also helps private investors achieve their financial goals – and does so in a way that is completely individual and tailored to their needs.

It is no secret that banks are usually reluctant to grant loans to trainees. The reasons for this are obvious: a trainee usually does not earn much money and does not have a fixed employment contract. For banks, this represents too high a risk. But what to do when an apprentice needs an urgent cash injection? A digital lending platform can provide a remedy.

These platforms offer an alternative to traditional banks and also grant loans to trainees. The advantage here is that the approval of a loan is not solely dependent on the amount of income, but also takes into account other factors such as the education and the prospects of the borrower. A digital lending platform is therefore used by many apprentices to secure themselves financially.

Q-Park, the leading parking operator in Europe, has successfully completed a €300 million refinancing via the capital market. The company used a combination of promissory notes and a bond issue to replace its existing financial liabilities and provide additional capital for growth projects.

The refinancing strengthens Q-Park’s liquidity and allows the company to pursue its business strategy and make further investments. With a portfolio of over 6.000 parking garages and more than 870.000 parking spaces in ten countries, Q-Park is a major player in the parking industry in Europe.

For most people, buying a home is the biggest investment of their lives. Therefore, it is not surprising that there are many myths surrounding the home buying process.

However, some of these myths can lead to big risks for buyers. That’s why it’s important to thoroughly educate yourself on these myths before deciding to buy a home.

Education is the key to personal and social development. It enables us to develop our potential and achieve our goals. Unfortunately, not everyone in the world has access to education. Especially in poor countries, education is often an unattainable goal. The reason: there is a lack of financial resources.

As a donor, you have the opportunity to change this. With your donation, you can help make education more accessible in poorer countries. This is not just about building schools and buying teaching materials. It is more about giving people a perspective and creating a basis for a better life. Because education is a fundamental right to which all people are entitled.

A mini-job is a perfect opportunity for many students, retirees or people with part-time jobs to supplement their income. But what to do with the extra money? Many people leave their earnings in the account or spend them on unnecessary things. There are numerous sensible ideas to use the extra money and do something good for yourself or others.

With our 7 ideas, we show you how you can use your mini-job earnings wisely and how the extra money can also bring long-term benefits. Whether for your future, your health or your well-being – there are many ways to invest your mini-job earnings.

Buying a home is one of the biggest investments most of us will make. Most buyers finance this investment through a mortgage that must be paid off over many years. The longer the period, the more interest you pay. Fortunately, however, there are a few ways you can pay off your mortgage faster, thereby saving thousands of dollars in interest costs.

One option is to make additional payments. By making additional payments, you can reduce the principal amount faster and therefore pay less interest. Another option is to switch to a faster repayment method – for example, from 25 to 15 years. This increases your monthly payment, but you end up paying less interest and can get out of debt faster.

Flight delays are often an unwelcome surprise for passengers. However, they can not only upset a traveler’s plan, but also cause financial losses. If you have had a flight delayed for more than three hours in recent years, you may be entitled to compensation.

The European Air Passenger Rights Regulation stipulates that passengers should receive compensation in certain cases. If a flight delay occurs due to circumstances such as technical problems, strikes, bad weather or flight safety reasons, you could be due compensation. Compensation can be up to €600.